Medical Malpractice

PBS Insurance Underwriting Corporation realized that not all Physicians have the same background or the same needs. Physicians can rely on PBS for taking care of their "special needs". We provide professional liability coverage for the preferred and standard physician. We also provide coverage for the professional who has been cancelled, non-renewed or denied medical malpractice coverage by their current or past insurance carrier because of:

Malpractice problems
Medical board problems
Hospital privilege problems
Past history of substance abuse

Multi-state practices
Frequent claims
Claim severity
Licensing problems

PBS offers comprehensive professional services like:

Flexible underwriting
Practice evaluations Loss
Control and Risk Management Services

Professional, knowledgeable staff
Coverage for all specialties

Additional highlights of Professional Liability Programs:

Individuals or groups
Multi-specialty groups
All classes, including OBGYNs, ER Physicians, Radiological & Correctional Facility Physicians

Physicians with past professional liability problems
Primary or excess coverage Multi-state practices

Miscellaneous Health Care Practioners

Dentists
Psychologists
Midwives
X-ray techs
Perfusionists
EMTs
Nurses
Pharmacists
Oral Surgeons
Psychiatrists
Surgical Assistants
Nurse Practioners

Physiotherapists
Paramedics
Ocularists
Medical Directors
Podiatrists
CRNAs
Physician Assistants
Lab Techs
Chiropractors
Acupuncturists
Optometrists
Medical Students

Physician and Surgeons

Professional Liability coverage for displaced or difficult to place Physicians & Surgeons
Specialty ratings not typically written by the standard markets such as Radiological Telemedicine, Correctional Facility
Physicians, Nursing Homes, ER Physicians & Bariatric Surgeons
Physicians with claims or license issues or issues involving drug or alcohol recovery

Medical Schools, Hospitals and Ambulance Services

Allied Health Professional Medical Schools including Nursing, Optometry, EMT, Cocational/Trade, Charter & Special Needs Schools
Community Hospitals, Psychiatric Hospitals, Critical Access Hospitals (without OB) & Hospices
Air Medical Transport, Ambulance Services, Med-Vac & Ground Medical Transport (non-emergency)

Long Term Care, Nursing Home and Retirement Center

LTC Facilities including non-profit, Nursing Homes, Retirement Centers, Assisted Living Facilities, Independent Living
Facilites, Adult Day Care Facilities, Skilled Nursing Care
Various Home Health Services, Hospice Care & Visting Nurse Association

Treatment Facilities, Rehabilitation, Laboratories and Pharmacies

Kidney Dialysis Cneters, Cancer Treatment Cneters, Student Health Centers, Community Health Centers, Health Departmnents, Lithotripsy Cneters, Social S--- Agencies, Outpatient Counseling Services, Hospice Agencies, Sleep Study Centers, Plasmapheresis Centers, Blood Banks, Organ/Tissue Banks, Respiratory Cneters, Sperm Banks & Fertility Clinics
Cardiac Rehab, Physical/Occupational Rehab, Trauma Rehab, Substance Abuse Rehab, Methadone Clinics, Mental Health Counseling Services, Developmental Disability Rehab, Speech Therapy, Respiratory Therapy, Group Homes, Halfway Houses, Youth Programs, Social Service Organizations, Adoption/Foster Care Placement & Women, Children, Homeless Shelters
Medical Testing Labs, Research Labs, Clinical Research Organizations, Clinical Trials, Pathology Labs, Drug Testing Programs, Durable Medical Equipmant Dealers, Ocular Labs, Dental Labs, Denturists & Quality Control/Reference Labs
Retail/Wholesale Pharmacies & Pharmaeutical Consultants

"The Extras"

Territorial rate structure
On-site evaluations
Claims made form

Risk management service
Loss control service
Individual attention in underwriting claims